Knowing Your Bank’s True Financial Health Could Shield Your Projects from Unexpected Financial Disaster
The best part is it’s super easy to find out. Download your free copy of "Top 7 Things a Home Builder Must Know to Uncover Your Bank's True Financial Health" and discover the seven secrets to identifying healthy lenders.
Are Banks in Trouble?
warning sign #1
40% Are Over CRE Limits
Based on FFIEC Q2 2024 regulatory reports, 1,849 banks in the U.S. (over 40% of all banks.) are violating their CRE debt concentration limits and could be subject to regulatory actions.
warning sign #2
$2T In CRE Loans Resetting
According to S&P Global, over the next two years, there are well over $2T in commercial loans resetting, at much higher interest rates, triggering what could literally be a tsunami of defaults.
warning sign #3
NPLs Skyrocket in Q2
According to Dr. Rebel Cole, Special Advisor to The Federal Reserve, Non-Performing Loans skyrocketed from Q1 to Q2 of 2024, with Multifamily NPLs spiking an annualized rate of 203.6%!
You’ll Never See It Coming!
Over 20,000 builders found out the hard way from 2008-2013, when the banks turned on them – overnight. One day all was fine, the next day they were filing for bankruptcy, because the banks froze draws and called their loans.
Banks Are Your Best Friend…
Relationships are crucial to every business, and your banker may be a nice person, but they're not in control – the FEDS are!
Until They’re Not…
Once regulators begin an enforcement, your banker is no longer your best friend. In fact, your bank can become your worst nightmare.
Regulators Poised to Strike Again?
Is Your Bank One of The 40%? Don’t wait until your bank is in turmoil – be out in front of it. The best part is this is an easy problem to solve. Take control of your project's financing with Our 5-Step Lender Safety Checklist. Here's what you'll gain:
Spot Financial Red Flags Early
Recognize and uncover the hidden landmines and avoid banking risks before they threaten your business.
Secure Stability for Your Projects
Ensure your lender is rock-solid and prepare to see your projects through to completion.
Avoid Disastrous Funding Interruptions
Keep your crews and operations running smoothly without fear of sudden setbacks.
Build a Fast and Reliable Backup Plan
Remain confident, knowing you have a relaible safety net if-and-when you need it most.
Dr. Rebel A. Cole, Lynn Eminent Scholar and Chaired Professor of Finance at Florida Atlantic University and Special Advisor to The Federal Reserve, IMF, and World Bank.
“In an enforcement action, builders with cash on deposit, or unfunded commitments (like draws), could be locked out of their accounts for weeks, or even months in some cases.”
Protect All Your Years of Dedication and Hard Work!
Don't underestimate the potential backlash, to you and your construction loans, if banks comes under heavy pressure. Download your free guide to learn the "Top 7 Things a Home Builder Must Know to Uncover Your Bank's True Financial Health" today.